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| Not Getting THIS house |
See this house on the left? Well.. we had the opportunity to get into a lease/purchase deal with the owners. It was a sweet deal that only comes around once in a lifetime.
But not in my lifetime because when all was said and done the timing was just off. When the owners wanted the down payment versus when we were going to have the down payment just wasn't going to go hand and hand.
Soo... Tim came up with this idea to get a mobile home. So on the internet we comb and came up with a few that were exactly in our price range. The only thing is that we had to have them moved .. and if you think buying an over sized Christmas tree and shoving it into your car is bad.. imagine a house. On wheels. There are a lot of permits and logics and stuff..
But all that wasn't going to be so bad because someone was kind enough to offer us a piece of their property to drop the mobile on.
So we made a few appointments to go see a few. Well, one. Tim found one on Craigslist that was free. In Elizabethtown. 60 miles from where we needed to have it moved. PERFECT!! We were so giddy that we actually splurge on Dunkin' Donuts!!
We drive out there.. IN A TORRENTIAL DOWNPOUR.. and you know, sometimes free is just too much to pay. The place was BEYOND anything inhabitable and the kicker was it couldn't be moved. The only thing to really do was tear it down for scrap.
So we turn right back around and start driving the two hours back to where we live.
We were driving down one highway and Tim happened to notice an older model sitting in the parking lot of a business that sells Mobile and Modular homes. It had a "sold" sign on it but he suggested we pull in and see if they had any more.
I rolled my eyes but figured what the hell. No harm in asking, right? So we started talking to the guy and explained to him our situation and he was like, "... yKNOW!! You may just be able to get a new one."
Now, I know all about the things people say when they're on commission but apparently while other business' are tanking, the mobile home business is booming because of people in situations like ours. He said that right now, they were taking half off the down payments and had reduced their credit score criteria.
Hmm.
He took us out to look at one AND O! M! G! .. this place was nicer then my house! And it came with a new fridge and oven AND they gave you the choice of either a 750.00 gift card or a 50" flat screen tv.
I don't think I have to tell you who wanted what and who ISN'T getting what, do I?
The guy suggested I fill out an application.. it was free and the only thing they can say is no. So I did.. and he told me just how to fill it out to maximize my chances and he seemed more then confident that I'd get the loan.
We left really optimistic because the payment would only be around 200 bucks.. and because it would be on private property and we wouldn't have to pay a rental fee, it would allow us to save more money faster.
I honestly felt more settled then I've been in a long time.
Until I got home and read an email from the person who was going to let us use his property.. only we couldn't use his property anymore because someone else thought that something else was going on and it was so randomly bizarre that I was practically speechless. I know. Hard for me.
But regardless of how off mark the assumptions were, there really isn't anything I can do about it except appreciate the offer and go back to square one.
So the last couple of days, me and Tim have been looking for some type of land or property to buy that's reasonable inexpensive. We've found more then few in our price range but the only problem is is that we can't put a mobile home on it .. the mobile home we're justthisclose to buying.
And time is ticking down .. we only have until January 31st to get all this together and it seems that whenever we get one step a head, we're pushed three steps back.
But I'm sure we'll find something.. I do, after all, have hope.
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